Paycheck Comparison Calculator

This calculator is intended to demonstrate the effect of before-tax savings on your take-home pay. Additionally, you have the ability to enter an "Alternate Pre-tax Savings" amount or percentage to get an idea of how changing your contribution level would affect your take-home pay. See the benefit of contributing to your defined contribution plan by carefully reviewing the additional savings you gain each pay period by saving pre-tax dollars. Local taxes, insurance and other potential deductions are not included in this analysis. As a result, your actual payroll calculations may be different.

After you've entered and confirmed your information below, press "Calculate" to determine your estimated paycheck amounts.

This calculator does not provide tax or legal advice. You are strongly urged to contact your tax or legal advisor for additional plan contribution and deferral information.

 Input - Paycheck Comparison Information
Annual Salary:
How Often are You Paid?
Number of Withholding Allowances:
State of Residence*:
Plan Type:
Current Pre-tax Savings per Pay Period:
Alternate Pre-tax Savings per Pay Period:
After Tax Savings per Pay Period:
Does your employer provide a contribution to your plan (e.g. match or profit sharing)?
What is your marital status?    Single   Married 
Assumed Rate of Return:
Expected Annual Salary Increase:
Number of Years Until Retirement Distributions:
Current Plan Balance:

*Check with your state law as to the status of salary deferrals to 401(k) and similar retirement plans.

Click the "Calculate" button to determine your estimated paycheck amounts.